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I guess I am missing a point here. So I down voted an answer and now this answer has -3 reputation. Can somebody explain why my point is deducted? This is the link

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You loose rep for down-voting answers. It is used as a deterrent; it discourages unnecessary down-votes, or down-votes that are in your own self-interest rather than the interest of the community.

Down-voting questions, on the other hand, looses you no rep at all.

You can see this answer here about it, and the policy on voting down here

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